I recently got a new phone on a pay monthly contract of Â£25 a month. The insurance for it is Â£10 a month. I could quite easily spend Â£10 a month on other things that I need, and I was wondering if I should get the insurance or not. I have never lost or broke any of my previous phones, but I don't want to be spending Â£400 on a replacement in case this does happen.
Answer by Ang · May 30, 2010 at 04:23 PM
I wouldn't do it. I'd only go for a notebook insurance, they break MUCH more easily than mobile phones.
In fact, I've never ever broken a single mobile phone I've ever had since like 6 years.
Answer by zahi · May 30, 2010 at 04:22 PM
it's your money not ours.
in the end it's your decision no matter how many people say yes or no.
think about what you just said, "I have never lost or broke any of my previous phones" (PandaGeorge). You might use the Â£10 you save a month on a case and screen protector (I'm assuming it's a touch device). That way you keep your phone safe and save money (monthly) :)
Answer by DrN · May 30, 2010 at 04:23 PM
Well there are two sides to every coin. If you think about the money you are spending to protect a phone that will be used in a hard working environment I would say go for it. However if its a consumer related phone and your going to use it on an "As Trend" basis I would think about saving the money you would be using to insure it; vs getting the latest phone out on the market.
Answer by Josh_M · May 12, 2011 at 12:46 AM
Take that same money and just put it into some kind of savings. If you do ever manage to break or lose your phone, you will have the money to replace it without overspending by paying the monthly charge and you will have a brand new phone, not a refurbished one. Also, if you ever run into a tight spot on money you can use it as a backup.
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