Is using financing with an Apple purchase a good idea?

So as a few of you may know I am saving to a MacBook Pro with Retina. The thing is, I am still 600 bucks away from getting it. But I was wondering if choosing the financing option to do that payment over the months to come would be a good idea? And if I could hypothetically do 50$ a month to pay it off? All helps appreciated thanks!

financing apple pro retina budget macbook finance

asked Jul 12 '12 at 19:53

josephLtech
1.7k●123●142●160

3 Answers:

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Is financing good for anything? Try not to think of just Apple, most retailers offer similar payment schemes. You will pay more because of interest in the long run but you will be able to get what you want sooner. You need to ask yourself, can you afford to do the financing? Will you have the required money on time? If so then it's a good idea. If you doubt if you can maintain the payments then it is a bad idea.

answered Jul 12 '12 at 20:05

Fish
7.3k●109●144●215

I financed my TV from Best Buy. They had a deal, no interest for 18 months. Paid it off in less than a year so financing worked out well for me!

(Jul 12 '12 at 20:53) sfrancis928

0	Personally, I hate financing, if I don't have the money, I won't buy it... Simple as that... answered Jul 13 '12 at 21:49 TheDutchGuy 946●2●6●21

0	You don't have the money, so don't buy it. Simple. You want it so bad, sell some stuff for it. Financing is not good since you pay more for what you're getting. answered Jul 14 '12 at 05:05 JordanV 4.1k●62●82●124

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Asked: Jul 12 '12 at 19:53

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Last updated: Jul 14 '12 at 05:05

Is using financing with an Apple purchase a good idea?

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